Effective Date: December 25, 2022

1. Introduction

Welcome to Proper Finance ("Company," "we," "our," or "us"). Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect the information you provide when using our website ProsperFinance.org or any of our services.

By using our services, you consent to the data practices described in this Privacy Policy.

2. Information We Collect

We collect both personal and non-personal information to improve our services and process loan inquiries.

A. Personal Information We Collect:

When you use our services, we may collect:

  • Name
  • Email Address
  • Phone Number
  • Mailing Address
  • Loan Amount Requested
  • Employment Status

B. Non-Personal Information We Collect:

We may automatically collect:

  • IP Address
  • Device Information (browser type, operating system)
  • Website Interaction Data (cookies, tracking pixels, analytics tools)

3. How We Use Your Information

We collect and use your information to:

  • Process loan inquiries and connect you with financial service providers.
  • Provide customer support and respond to inquiries.
  • Send promotional messages, special offers, or service updates via email or SMS.
  • Improve our website, marketing efforts, and user experience.
  • Prevent fraud, comply with legal requirements, and enforce our terms.

You can opt-out of marketing emails or SMS communications at any time by clicking the "unsubscribe" link in emails or replying "STOP" to SMS messages.

4. How We Share Your Information

We do not sell your personal information, but we may share it with:

  • Third-Party Lenders & Financial Partners – To process loan requests and present financial options.
  • Marketing & Advertising Agencies – To deliver relevant promotions and offers.
  • Law Enforcement & Legal Authorities – If required by law or to prevent fraud.

We are not responsible for how third-party lenders or advertisers use your information. Please review their privacy policies before engaging with their services.

5. Cookies & Tracking Technologies

We use cookies, tracking pixels, and third-party analytics tools (such as Google Analytics and Facebook Pixel) to:

  • Analyze website traffic and improve user experience.
  • Deliver targeted advertisements based on browsing behavior.
  • Track user interactions and conversions for marketing purposes.

If you wish to disable cookies, you can do so in your browser settings.

6. Data Security

We implement industry-standard security measures, including:

  • SSL Encryption to protect data transmission.
  • Secure Servers to store personal data.
  • Access Controls to restrict unauthorized access.

Important: While we strive to protect your data, no online system is 100% secure. Use our services at your own risk.

7. Third-Party Links & Advertisers

Our website may contain links to third-party websites or advertisements. We do not control these websites and are not responsible for their privacy practices. Please review their policies before submitting any personal information.

8. Your Rights & Choices

You have the right to:

  • Request access to the personal data we have collected.
  • Request deletion of your data, where applicable.
  • Opt-out of marketing communications at any time.

To exercise these rights, email us at [email protected].

9. Policy Updates

We may update this Privacy Policy from time to time. Changes take effect immediately upon posting. Please review this page periodically for updates.

10. Contact Us

If you have any questions about this Privacy Policy, you can contact us: